Prestige Solutions
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Prestige Solutions Brochure
CHART: See how Prestige Solutions compares to a standard homeowners policy
Supplemental Application
Supplemental Application - California

Only Prestige Solutions offers these superior coverages and services for extraordinary homes.
We now provide comprehensive coverage for difficult, non-traditional risks through a new non-admitted program - Prestige Solutions. This program offers unique, high-quality coverage that follows the form of a premier admitted homeowners policy, Prestige Plus. Covers all causes of loss unless specifically excluded in the policy; other policies cover only specifically named causes of loss.

Offers high-limit protection for personal property, including furs, jewelry, stereo equipment, cash, securities, personal computers, credit cards, fund transfer cards, trailers and watercraft.

Pays the full current replacement value on contents, with depreciation.
Provides Extended Replacement Cost Coverage which adds protection when cost of replacement exceeds the policy limit on the dwelling, or other structures on the premises.

Flexible coverage options are available for Loss of Use if your clients need to live elsewhere while the client's home is being rebuilt.

Backed by our outstanding claims services that are responsive and sensitive to your client's needs.

All this is now available for affluent homes in California brush country, remote homes, homes under construction, and many other unique situations that do not fit traditional insurance markets.


Best of all, Prestige Solutions provides a stable, familiar market to help you serve your affluent clients. Each Prestige Solutions policy is handled by our dedicated surplus lines professionals who understand the intricacies of high-value personal insurance accounts. Prestige Solutions compares favorably with the best homeowners policies in the industry. See for yourself.